Since 1998, ICAT has provided catastrophe insurance coverage to home and business owners throughout the United States. From day one through today, we have remained a highly specialized, disciplined underwriter of catastrophe property insurance risk.
ICAT operates in states with exposure to hurricane and earthquakes. We provide earthquake insurance to businesses in 37 states, and have begun to offer residential earthquake coverage on a standalone basis. We provide deep experience and superior service to assist broker partners in successfully offering our products.
ICAT underwrites on behalf of Pacific Specialty Insurance Company, Harco National Insurance Company and ICAT Syndicate 4242 of Lloyd's of London. The Syndicate is rated A (Excellent) by A.M. Best Company, A+ (Strong) by Fitch Ratings, and AA- (Very Strong) by Standard & Poor's.
Claims administration services are provided by ICAT’s sister company Boulder Claims. Boulder Claims was founded in 2005 and in its short history has successfully adjusted and settled thousands of claims from the 2004, 2005 and 2008 storm seasons including claims from Hurricanes Charley, Frances, Ivan, Jeanne, Katrina, Rita, Wilma, Dolly, Gustav and Ike.